Free Checking Account Knoxville- Check This Off Your List
Before you open your “free” checking account in Knoxville, you should make a list! Does that sound like a little too much effort over a free checking account? It may sound like it, but considering that fees can add up to more than $200 per year, it is well worth the work. Actually, it makes perfect sense to be so diligent.
There are a few ways that banks can hit you with unexpected fees on a free checking account in Knoxville and know what to look out for from the onset can help avoid them. Here are the things to look out for:
- Limits on transactions
- Limits on checks
- No fees for debit card
- No limit on calls
- Charges for statements
One of the quickest ways to wind up paying fees on a no fee account is by choosing an account that limits the number of transactions you can make in a statement cycle. This may sound like a reasonable option, but depending on your situation, it may not be and can get very costly. Limiting the number of transactions that you can make for free can wind up being very frustrating, and the charges will pile up quickly.
Having a limit on the number of checks you can write each month is also another potentially “hidden fee” to be weary of. You may never write checks, but you do deserve the freedom to do so if you need to without having to worry about the charges piling up. Also, you should have a free debit card, but some banks will charge you for your debit card. If you have a problem or a question about your account you should be able to pick up the phone, speak to a real live person and get your question answered without being charged for the answer! You also should not have to pay to see what is in your account and what transactions have been made!
Choose the Free Checking Account that is Totally Free
Many Community Banks offer free checking that is actually, free! You never pay hidden fees; you are never limited in the number of transactions that you make, it is just good old fashioned checking the way you need it to be! Contact us to learn about all our checking account options!