that have previously had their driving privileges suspended may be in
the market for low-cost SR-22 insurance. Those that have had a DUI or
other serious driving-related violation in Chicago are more likely to
require this particular kind of insurance. At Illinois Automobile
Insurance Agency, we want you to fully understand SR-22 insurance
which is why we have gathered this information here.
certificate of financial responsibility that is used as proof that
you, as a driver, will maintain the insurance required by our state
is called the SR-22. This certificate usually includes the length of
time that you have been specified to maintain it. In most cases, it
is a period of three years.
drivers that are required to purchase low-cost SR-22 insurance are
those that have:
Been convicted of a DUI or a
Been caught driving while
Been at fault in a serious
accident that caused substantial injuries
A large number of points on
you live in the Chicago area, the state will generally notify you if
an SR-22 is necessary. If your license has been suspended or revoked,
you will likely need it to get the license reinstated.
Is SR-22 a Type of Insurance?
While SR-22 isn’t technically its own type of insurance, it is usually referred to as SR-22 insurance. In actuality, the SR-22 is a form of proof that you, as a driver, are insured. Insurance agencies offer low-cost SR-22 insurance because being such a high-risk driver puts you into a category.
Getting Your SR-22
they are linked to licenses with serious violations, getting an SR-22
isn’t quite as simple as a regular proof of insurance. Many
insurance companies won’t even cover a driver that needs this type
of certification because of the risk involved.
may need to find a company that specializes in low-cost SR-22
insurance policies in the Chicago area. Illinois Automobile Insurance
Agency will file the certification for you, and we can make sure that
you have all of the legally mandated limits. We can cover you for as
long as you need the low-cost SR-22 insurance, but a second violation
may require your SR-22 to be in place for a longer period of time.
If you find yourself in need of low-cost SR-22 insurance, contact Chicago’s favorite insurance provider: Illinois Automobile Insurance Agency. We will do our best to get you the coverage you need at a price you can afford. You can get back on the road and back to living your life. You can also connect them on Facebook.